When you hold something dear to your heart, it only makes sense to protect it. This is why many people choose to have an Austin certified jewelry appraisal done on their most precious items. Jewelry appraisals are done primarily done for securing  insurance and authenticating the jewelry you have.  This way, if anything were to happen to your jewelry, the insurance company would reimburse you for what it’s worth - not what they think it’s worth.

Jewelry Appraisal for Insurance in Austin TX

At Five Star Jewelry, we are happy to provide you with an Austin jewelry appraisal for insurance. Our appraisals are performed to the highest standards and accepted by all insurance companies and performed using USPAP and NAJA standards.  Each jewelry item purchased from our store includes a certified jewelry appraisal performed in Austin TX. You can also visit us anytime to have a proper appraisal done on your jewelry.

Some of the items that our certified appraisers will evaluate are:

• Diamonds and gemstones
• Engagement and wedding rings
• Designer, and brand name jewelry
• Estate or vintage jewelry
• Custom-made jewelry
• Flatware and hollowware
• Gemstone carvings
• Freshwater pearls
• Akoya, Tahitian or South Sea pearls

What Factors Do Austin Certified Jewelry Appraisals Take into Account?

Five Star Jewelry provides comprehensive appraisals for insurance, estate, taxes, divorce and liquidation purposes. The factors that we take into consideration are:

• Current retail prices
• Brand names
• Serial numbers and model numbers
• Gold karatage
• Platinum stamping
• Metal on the prongs and mounting
• Four C’s - cut, clarity, carat weight and color (for diamonds)

When the Austin jewelry appraisal for insurance is complete, we will provide you with a detailed report that included a detailed description, pictures and diagrams. This is a legal document that is accepted by your insurance company, so be sure to keep it safe. It will also need to be updated from time to time!   The cost of getting your jewelry appraised depends on the purpose of the appraisal and how many pieces you are having appraised.  If you have over 4 pieces, the cost will be by the hour.

Updating appraisal that we have performed is a minimum fee as all that is needed is to clean and inspect the jewelry and make sure that it is in the original condition that it was when it was originally appraised and to research the current value.  Most insurance companies require an updated appraisal every 5 years.  Please call to schedule an appointment at 512-306-8200 for a new or updated Austin certified appraisal.